Excerpt: "I have been wondering about the question of whether state insurance commissioners can effectively gut the industry practice of including discretionary clauses in disability policies by refusing to approve forms for use that include them, or whether ERISA preemption precludes that action. [T]he Ninth Circuit concluded that they could do exactly that, without running afoul of preemption . . . ." (Stephen Rosenberg of The McCormack Firm, LLC)

Your clients understand the need for disability coverage and have trusted you to find the right policy and carrier for them. What happens then if their claim is wrongfully denied? What do you do if they come to you looking for answers?

Sallie Mae Selects Securian To Administer Claims For TPD Provision Insurance Business Review By Staff Reporter Securian Financial Group has won a contract to administer claims for new total and permanent disability (TPD) provision on private ... altro »

AIMS Benefit Solutions Expands and Strengthens Life, Annuity, and Disability ... eReleases (press release) Founded in 1991, MedLink is a national “wholesale” insurance brokerage agency offering brokers a comprehensive portfolio of products and services, ...

Experts say old age need not be marked by disease and disability. Older adults can take action, even well into their 60s and 70s, to reduce the risk of developing chronic disease and avoid injury.

When is a worker disabled and unable to do his or her job? This is an issue that surfaced in a recent post about an employer that was reluctant to make workplace accommodations for employees who had been injured on the job but who wanted to return to work. This case came to mind again after viewing a presentation by...

The Veterans Affairs Department will re-examine the disability claims of what could be thousands of Gulf War veterans suffering from ailments they blame on their war service, the first step toward potentially compensating them nearly two decades after the war ended.

MAZET v. HALLIBURTON COMPANY LONG TERM DISABILITY PLAN Leagle.com David L. Mazet appeals from the district court's judgment in favor of Appellees Halliburton Company Long Term Disability Plan and Hartford Life and Accident ...

AIG has appointed Timothy Schiltz as senior vice president of SunAmerica Financial Group and he will ... Lincoln National's group protection segment has expanded the state-mandated disability insurance int ...

Lincoln Financial to Write Temporary Disability Insurance in Hawaii Insurance News Net - 8 minutes ago Lincoln National Corp. said it's been given the green light to sell temporary disability insurance in Hawaii. The state of Hawaii requires employers with two or more employees to provide this ...

The Council for Disability Awareness (CDA) is pleased to announce that OneAmerica Financial Partners, Inc. has joined the CDA to help raise awareness about the importance of disability planning and prevention. As a CDA member company, OneAmerica ...

at the end of my rope, she says.To be sure, the disability battle is complex. Companies and human-resources experts say disability benefits are soaring to unmanageable levels, putting pressure on companies to do whatever they can to control

...

Lovinglife asked: I just had a baby last week and I know I get the 6 weeks of maternity leave through MetLife's STD program. I know I can get an additional 6.

...the Keweenaw Bay Indian Community, L’Anse Reservation, Mich., the insurance companies involved, Assurant , Inc ( Assurant ) and Union Security...