Editorial: Who will rescue our healthcare? Columbia Independent Online, NY - 22 minutes ago Universal healthcare should allow disability

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An employee may be entitled to temporary total disability compensation even though she tested positive for cocaine use while on an FMLA absence, an Ohio appeals court rules.

Excerpt: "A state of Ohio appellate court has thrown out a decision by the Industrial Commission of Ohio denying an employee who tested positive for cocaine temporary total disability compensation." (authored by PLANSPONSOR.com; free registration required)

What if the government ran health care . . . the way they do Social Security Disability Income?

With SSDI you must first wait 5 months before you can apply for benefits. The application process is relatively simple.

Qualifying for benefits is not.

According to the AJC, Atlanta has 2 Social Security offices where you can file your claim.

But you must get in line.

The Peachtree office has 9,145 claims ahead of yours and an average wait time of 769 before a decision is rendered.

The Clairmont Road office is worse with 12,497 claims waiting to be adjudicated and an average wait time of 793 days.

In the meanwhile some applicants will file ...

New Liberty Mutual Group Web Tools Give Clients Efficient ... U.S. Insurance News, NE - 2 hours ago An employee can submit an EOI application for disability or life coverage in 15 minutes or less. Employee demographic information can be pre-filled, ...

Another Unum Run-around Lawyers and Settlements - 2 hours ago She collected workers' compensation checks and then her long term disability benefits with Unum (formerly Unumprovident) were supposed to kick in. ...

Christian Post Insuring America: Who's Looking Out for You? Christian Post - 17 minutes ago Second on the "Ten Worst" list is Unum , one of the nation's leading disability insurance carriers. The multi-billion dollar company is headquartered in ...

The BBC 3 viewers among you may have been, like me, glued to recent reality show 'Britain's Missing Top Model'. A competition to pick a disabled model to take on the fashion world while acting as a role model and...

SAN FRANCISCO (MarketWatch) -- Unum Group said late Wednesday that second-quarter net income came in at $240.3 million, or 69 cents per common share, up 57% from a year earlier when the disability insurer made $153.5 million, or 43 cents per common share. Excluding after-tax net realized investment gains and losses, Unum reported quarterly profit of $223.2 million, or 65 cents per common share. The company was expected to make 59 cents a share, according to an analyst survey by FactSet Research. The benefit ratio in Unum's U.S. group disability business was 90.5%. The insurer increased its... At MarketWatch

One-Sided Unum Lawyers and Settlements - 3 hours ago But Unum says that someone who has worked on a computer—that requires two hands—is not eligible for disability benefits. Unum , what does it take to be ...

Senate Finally Questioning Dubious Disability Insurance Practice InjuryBoard.com, FL - 1 hour ago ... yet UNUM and the other "majors" often require claimants to go through the process, even to the point of forcing claimants to appeal initial SSDI denials.

Greg Burgess, employment partner, ASB Law, explains the implications of the Lewisham case on disability.

Lost in the ocean of billions of dollars from the recent financial scandals and disasters has been the illegal practice of banks garnishing Social Security and disability payments for third party creditors. Social Security beneficiaries have had the above-mentioned $171.4...

Since I made the transition from Corporate America into recruiting a few years ago, I'm frequently contacted by people who want to pick my brain because they're interested in making a similar change. I'm happy to have these conversations, and...

Excerpt: "In the employee-benefits case, MetLife vs. Glenn, the Court ruled that companies have a potential conflict of interest when they administer health and disability benefit plans, and decide claims filed under the plans. The justices ruled that courts should consider whether a conflict exists when employees challenge decisions by plan administrators." (authored by Human Resource Executive Online)